Did you know that you may pursue financial compensation after a car accident? If you’ve been in a wreck that wasn’t your fault, you may do this through the other driver’s insurance policy. Car accidents are not cheap and you shouldn’t have to pay for something that wasn’t your fault.
If you want to maximize your claim, speak with one of our car accident attorneys in Hanahan. MDSW Legal has helped thousands of people get compensation for personal injury situations. We know how to make the insurance companies listen to your claim.
How Do I Prove Fault in My Car Accident?
As long as you are less than 50% at fault for an accident, you can pursue damages under the Official Code of South Carolina Annotated (OCSCA) § 15-38-15. If you are partially at fault, your settlement will be reduced proportionately based on your percentage of fault.
Let’s say you get a settlement of $100,000. If you’re found to be 25% at fault, you’d lose $25,000 of that settlement and receive a total of $75,000. An example of sharing liability would be driving safely but without wearing a seatbelt. Your injuries would have been less had you worn the belt, so you would share some of the blame.
The insurance company will try to pin the fault onto you so that they can pay you as little as possible under the policy. Our car accident lawyers can challenge this evidence and present our own findings about what happened. Let us do the proving for you while you focus on recovering from your injuries.
Avoid Initial Insurance Settlement Offers
Sometimes an insurance company knows their customer is clearly responsible. They may come to you with an attractive initial settlement offer. Don’t trust it! As soon as you accept the offer, that ends the matter, and you cannot recover more money.
Do not sign anything or verbally agree to an offer until you’ve shown it to a lawyer. In fact, if you can avoid it, don’t speak to the insurance adjuster at all. Hire a lawyer to do it for you instead. Think of the adjuster like the police. Anything you say can and will be used against you in your case.
On the other side, the insurance company may delay your case to financially pressure you. If you’re not working because of your injury, that’s a good way to force you to take a lower settlement. Our Hanahan car accident lawyers won’t let them do that!
What Can I Get Compensation for in My Case?
Each case will have its own set of damages with different values. Your car accident lawyer will calculate these costs so that our counter offer to the insurance company matches what you truly need. Some of the potential damages are:
- Vehicle repair or replacement
- Medical bills, physical therapy, and other doctor visits
- Prescriptions and medical equipment
- Lost wages
- Pain and suffering
- Loss of consortium
- Loss of enjoyment of life
- Emotional trauma
These are just some of the most common damages we see in car accidents. Most car accident settlement amounts are rooted in the economic damages. These are the ones you can tack a bill on like your hospital bills.
For the others, we negotiate with the insurance company or the court for the best way to compensate for those. It could be a multiple of the economic damages, a per-day cost until you’re healed, or another method. Our attorneys can give you more details.
How Do Car Accident Lawyers Get Paid?
All ethical car accident lawyers will work on a contingency system. Under this system, you pay nothing to us unless you win compensation. We will never charge you up-front fees. That’s exploitation. If you lose your case, you owe us nothing.
If you do win, the usual payment is a percentage of the overall winnings. Any lawyer worth your time will strive to earn you more than you could get on your own even after their fee is taken out. With lawyers as experienced as ours, there is no risk for you to work with one of our car accident lawyers in Hanahan.
Hire the Thumbs Up Guys as Your Hanahan Car Accident Lawyers
If you live in Hanahan and you need representation after a car accident, seek help with the Thumbs Up Guys. Miller, Dawson, Sigal & Wardl will be glad to hear your story and help you get the compensation and justice you deserve after your accident.
To get started with one of our Hanahan car accident attorneys, call us for a free consultation. You can also request one by contacting us online. One of our representatives will contact you within 24 hours to schedule an appointment.
If you are contacted by an adjuster before you have representation, say only the truth and tell them you’re approaching lawyers. Once you have one, they’ll take over the conversation and protect you from their tactics.