Getting into a car accident in Charleston, South Carolina, is always a stressful experience, no matter how major or minor the collision, especially if that accident wasn’t your fault. Not only do you have to deal with damage to your vehicle, but you could also be suffering from serious physical injuries.
With all of the pain and financial hardship you’re facing, you may be left with a very important question you might not know the answer to: Is it worth getting a lawyer for a car accident?
Continue reading to learn why it’s beneficial to have an experienced car accident attorney on your side after an accident in Charleston, SC.
The Insurance Company May Try to Lowball You
After a car accident that wasn’t your fault, you’ll likely need to file an insurance claim with the other driver’s insurance company to recover any money you’re owed for your losses.
Unfortunately, this process is rarely straightforward and often requires help from an experienced attorney. This is because insurance companies are known for using sneaky tricks and tactics to pay people much less than they actually deserve. After a car accident, one of the most important things to remember is the insurance company’s main goal: to make a profit; and they’ll try to do this by withholding as much money for your claim as they can get away with. Regardless of the details of your accident and how badly you were hurt, it’s a safe bet that the other driver’s insurance company will not be looking out for your best interests. This is one of the biggest reasons why it’s worth getting a lawyer for a car accident.
Without a lawyer by your side, the insurance adjusters will likely make you a lowball offer and do everything they can to take advantage of you in this difficult time. Don’t let them.
Proving Fault Can Be More Difficult Than it Seems
Every successful car accident claim is based around the concept of “negligence.” In other words, to receive compensation for your losses after a car accident, you must be able to prove the other person acted negligently, or carelessly. You also have to demonstrate their negligence, or irresponsible actions, directly resulted in your accident and that this accident was the direct cause of your injuries and losses.
The tricky thing is, proving fault isn’t always 100% straightforward. What if you were involved in an accident in which you were partly at fault? South Carolina is known as a modified comparative negligence state. This means if you are found to be partly responsible for your accident, any compensation you’re entitled to may be reduced by the percentage of fault you share. Imagine you sustained $100,000 worth of damages in your car accident, but it is determined you were 20% at fault. Your compensation may then be reduced to $80,000.
Navigating this process can be difficult and, again, the insurance company will likely be looking for any excuse to blame you and pay you less. In these situations, having a lawyer who knows how to successfully prove fault and build a case on your behalf can make all the difference in your case.
You Can Afford a Car Accident Lawyer
Many people involved in car accidents hesitate to contact an attorney because they worry whether they can afford one. They’re already dealing with the financial fallout of the accident, and if they have to pay for a lawyer, their financial burdens will only increase.
The truth is that you can afford a quality car accident attorney after an accident in Charleston, SC. Most personal injury law firms operate on a contingency-fee basis, meaning you don’t have to pay anything up front and you won’t owe a dime unless they win your case for you and put money in your pocket first!
Contact the Thumbs Up Guys
So, is it worth getting a lawyer for a car accident? In many cases, yes, especially if you suffered serious injuries and financial losses as a result of the accident.
We have the experience necessary to help you build the strongest case possible and fight for the full amount of compensation you deserve. Plus, we won’t charge you a penny unless we win. Call us at 843-885-8000 or fill out our online form to get your free case review today!