Lawmakers created the workers’ compensation system so that workers could have a quick way to get money for workplace injuries without bogging down the courts. Unfortunately, sometimes, this system doesn’t work as intended.
If your claim has been denied or you feel the insurance company is offering too little for what happened to you, speak with one of our workers’ compensation attorneys in Johns Island. Miller, Dawson, Sigal & Ward know how to negotiate within the South Carolina workers’ compensation system.
Why Would My Workers’ Compensation Claim Be Denied?
South Carolina’s workers’ compensation system is considered no-fault. Even if you had a share of the negligence, you can still get compensation. However, there are some exceptions. If they believe you were high or drunk at the time of the accident, or tried to hurt yourself or someone else intentionally, your claim could be denied.
If your claim gets denied, you may appeal the ruling. This requires the help of a worker’s compensation lawyer. We can question the evidence used to deny your claim and try to get your denial overturned so that you can get compensation.
Whether you’ve already received a claim denial or you fear one will happen to you, our team can help you. The sooner you contact us, the more time we’ll have to go over your claim and build a vigorous defense against a denial.
Why Would My Compensation Be Less Than What I Deserve?
Just like auto claims, workers’ compensation is paid through an insurance company. These insurance companies all work on a for-profit basis. Thus, they want to pay out as little as they can so that they can keep profits up.
There is a lot of legalese and tactics used by insurance companies to do this. They may demand certain kinds of evidence or things worded in just the right way before paying a higher amount. Less-scrupulous insurers will try to get incriminating evidence to lower your payment, or even try to prove you submitted a fraudulent claim.
By hiring a workers’ compensation lawyer, you gain protection against these tactics. We know the legal terms the insurer is looking for, and we know how to stop and challenge tactics that try to paint you in an unpleasant light.
What Can My Workers’ Compensation Cover?
Workers’ compensation covers the costs of your injuries and the lost wages from your injury. In severe injuries, it may also cover disability payments. Part of the job of your workers’ compensation lawyer is calculating these costs (damages) for your claim to give you a better idea of how much your workers’ compensation case is worth.
What it doesn’t cover are non-economic damages, like pain and suffering, that you may have experienced. To gain these, you will need to sue your employer directly. However, this can only be done under special circumstances, like if your employer was extremely negligent or tried to hurt you deliberately.
Our Johns Island workers’ compensation lawyers can tell you if your case may qualify for a lawsuit against your employer. If this is the case, you may get substantial compensation for your accident. You can find out if you qualify with one phone call to our offices.
Find Out the Next Steps After Your Accident With a Johns Island Workers’ Compensation Attorney
The Thumbs Up Guys are ready to help you after your work-related injury or illness. We can make sure all your claim paperwork gets filed on time and in the right way to reduce the chances of a rejection.
Our consultations are free and have no obligation for you. If you’ve suffered a workplace injury, reach out to a workers’ compensation lawyer in Johns Island. We will help you recover. You can call us anytime. If you contact us after hours, a member of our team will reach out to you to schedule an appointment.