A Rideshare Accident Lawyer in North Charleston understands how Uber and Lyft insurance work and can help you pursue damages. Unlike traditional car accidents, rideshare accident claims can be more complicated due to the involvement of multiple insurance policies, independent contractors, and large rideshare companies.
At Miller, Dawson, Sigal & Ward, known as The Thumbs Up Guys, our legal team is committed to treating clients with respect and compassion. Our North Charleston car accident lawyers understand the impact an accident can have on a person’s life and work to ensure clients feel informed and supported throughout the legal process.
Differences Between Rideshare and Traditional Car Accidents
While all motor vehicle accidents involve injuries, damages, and liability questions, rideshare accidents have unique factors that can affect insurance claims and legal options.
Insurance Coverage and Liability
In a typical car accident, the at-fault driver’s auto insurance policy covers damages. However, in a rideshare accident, multiple insurance policies may come into play, depending on the status of the rideshare driver at the time of the crash:
- If the rideshare app is off, the driver’s personal auto insurance applies
- If the app is on and the driver is waiting for a ride request, The rideshare company provides limited liability coverage
- If the driver has accepted a ride or is transporting a passenger, The rideshare company’s commercial insurance policy applies, which includes coverage for bodily injury and property damage
A North Charleston personal injury lawyer can explain what type of questions you can expect from insurance providers and even negotiate on your behalf.
Independent Contractors vs. Employees
Rideshare drivers are considered independent contractors rather than employees, which can affect liability in accident claims. Rideshare companies may argue they are not responsible for a driver’s negligence, making it harder for accident victims to hold them accountable.
Additional Challenges in Rideshare Accident Claims
- Multiple parties involved, including the rideshare driver, other motorists, pedestrians, and passengers.
- Policy limits and exclusions that may affect coverage for medical expenses and non-economic damages.
- Insurance company negotiations, as adjusters, may attempt to offer low settlements or dispute claims.
For a free legal consultation with a rideshare accidents lawyer serving North Charleston, call (843) 380-8350
Types of Damages Available in Rideshare Accidents
A rideshare accident can have a serious effect on a person’s life, leading to unexpected medical expenses, emotional suffering, and financial strain. Those injured in rideshare vehicle collisions may be eligible to seek compensation for a variety of damages, depending on the details of the accident.
Economic Damages
Economic damages cover financial losses that can be calculated. These may include:
- Medical expenses for emergency care, hospital stays, surgeries, and other medical treatment
- Future expenses for ongoing physical therapy, rehabilitation, or long-term medical care
- Property damage for repairs or replacement of a vehicle
- Lost income if the injured person is unable to work during recovery
- Long-term disability or permanent disability affecting future earnings
Non-Economic Damages
These damages compensate for losses that do not have a set financial cost but can significantly affect a person’s quality of life. Some examples include:
- Pain and suffering from physical injuries
- Emotional distress from the trauma of the accident
- Loss of enjoyment of daily activities
- Loss of consortium for the effect on relationships with loved ones
Punitive Damages
In some cases, punitive damages may be awarded if a negligent driver or rideshare driver acted recklessly. This may apply in accidents caused by a drunk driver, an aggressive driver, or a careless driver who ignored traffic control devices or engaged in dangerous behavior.
Each accident is different, and the types of damages available depend on factors such as the severity of bodily injury, the level of insurance coverage, and whether the rideshare company’s insurance policies apply. A lawyer can explain how much compensation you may recover for a car accident.
North Charleston Rideshare Accident Lawyer Near Me (843) 380-8350
Steps to Take After a Rideshare Accident
A rideshare accident can be overwhelming, leaving those involved unsure of what to do next. Taking the right steps after a motor vehicle accident can help protect an accident claim and ensure the necessary medical attention is received.
Seek Medical Care
Health should be the first priority after any accident. Even if injuries are not immediately noticeable, it is important to get checked by medical professionals for any bodily injury. Following the recommended treatment plan, including physical therapy or additional medical care, can be essential for recovery. Keeping medical records and receipts for medical expenses may also be helpful if a personal injury claim is filed.
Gather Evidence
Documenting the accident scene can provide valuable evidence when dealing with an insurance company or filing a personal injury lawsuit. Steps to consider include:
- Taking accident scene photos, including vehicle damage, visible injuries, and road conditions
- Collecting witness contact information for potential witness testimony
- Requesting a police report to document accident details
Report the Accident
Notifying the rideshare company and the appropriate insurance providers can be an important step. Depending on the situation, an accident may involve the rideshare driver’s personal insurance policies, the rideshare company’s commercial insurance policy, or the insurance policies of other motorists involved. In some cases, uninsured motorist coverage may apply if a faulty driver does not have liability insurance.
A rideshare accident attorney can provide legal advice and help accident victims understand their rights. A legal team can assist with determining liable parties and handling negotiations with insurance companies to prevent lowball settlements.
Taking these steps can help accident victims focus on their recovery while ensuring their legal team has the necessary documentation to pursue fair compensation for economic and non-economic damages.
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A Rideshare Accident Lawyer Can Answer Your Questions
If you were injured in a rideshare accident in North Charleston, you may have questions about liability, insurance policies, and potential compensation. Our team of attorneys at MDSW Legal can assist with reviewing the accident and handling negotiations with insurance companies to seek fair compensation for accident victims.
A rideshare accident can affect many aspects of daily life, from medical treatments to financial stability. Seeking legal assistance can help ensure that accident victims receive the compensation they deserve for their injuries and losses. Contact our North Charleston Rideshare Accident Lawyer and schedule a free case evaluation.
Call or text (843) 380-8350 or complete a Free Case Evaluation form
